The length of time benefits are paid while you are disabled. The maximum benefit period depends on your age at the time disability begins. GuideStone makes available plans with two maximum benefit period options, the ADEA I and ADEA II, shown below.
|
ADEA I | |
Age at Disability |
Maximum Period of Payment |
Less than 60 |
To age 65, but not less than 5 years |
60 |
60 months |
61 |
48 months |
62 |
42 months |
63 |
36 months |
64 |
30 months |
65 |
24 months |
66 |
21 months |
67 |
18 months |
68 |
15 months |
69 and over |
12 months |
|
ADEA II | |
Age at Disability |
Maximum Period of Payment |
Less than 60 |
Greater of age 65 or 5 years |
60 to 64 |
5 years |
65 to 69 |
Greater of age 70 or 1 year |
70 and over |
1 year |