Co-pays for prescription drug prices are differentiated by the levels or tiers. Tier 1 is generally the lowest co-pay and is for generic drugs. Tier 2 is generally reserved for preferred brands Tier 3 is usually non-preferred or specialty drugs for which members will pay the largest co-pay. Request Tier 1 drug from your physician to keep your costs low through the payment process.

Health plans details and vocabulary can be confusing for you and your ministry — which is why GuideStone created two resources designed to help bring clarity. Learn the key features of our plans on the comparison charts in Health Plans Made Simple and find common health plan vocabulary terms in Learning Your Health Plan’s Vocabulary Can Save You Money.